Why Mobile Credit Card Acceptance Is The FUTURE

Not so many years ago, accepting credit/debit cards on a mobile phone was purely fiction. Business owners were strictly limited to stand-alone terminals which required a landline, in order to process bank cards. This was very inconvenient for the "on the go" industry types who required payment in the field.

For example:

Hair Stylists
Landscapers
Janitorial/ House Cleaning /Carpet Cleaning
Mobile Food Trucks
Outside Sales Representatives
Trade Show Merchants
Any Businesses Accepting Payment Remotely
Traditionally, if the listed industry types needed to run a credit/debit card transaction, they would need to copy the customer's entire card number, and then key it in their credit card machine when back in the office or call it in. This was risky, because it left the business vulnerable to internal credit card fraud or Non-PCI Compliance, which requires the safe handling of card holder information by authorized personnel only. This also created a greater exposure to charge backs, because the signature of the customer is not binding, unless the credit card receipt is signed at time of transaction. Also, "keyed" transactions are assessed at a significantly higher fee, when the card is not present.

Although I speak as though these scenarios are a thing of the past, they still occur in a great number of businesses which continue to transact bankcard payments this way. One can only assume they are simply not yet aware of the new and exciting bankcard acceptance options, the industry now has available.

Thanks to the wireless device industry, Merchant Service companies are now able to convert Smartphone's and Tablets into mobile credit card acceptance portals, with little effort or additional investment. This innovation has paved the way for the mobile credit card processing trend, completely changing the way remote bankcard transactions are accepted. And, because of these phenomenal innovations, business owners are less exposed to risk of credit card fraud, PCI Non-Compliance, charge backs and the added costs of "keyed" transaction fees.

How it works:
Your credit card processing mobile apps can be found within either the Apple AppStore or the Google / Android Market. Upon simple completion of a merchant application, the business owner will be provided access to download mobile app and secure log-in credentials, allocated for the business' depository bank account. A card reader will plug into the audio jack of your mobile device, which you use to swipe the customer's card, thereby populating the mobile app with the card holder information to complete the sale.

Once the Card Reader and Mobile Reader Processing Application are installed, your transactions are ready to be completed. Business owners can simply swipe the customer's credit / debit card right on their smartphone, have the customer sign on the touch screen and email them a copy of their receipt.

The benefits of this exciting new trend of Mobile Credit Card Processing, is that there is now an easy, convenient, far more cost efficient way to boost revenue, right from the palms of our hands!