How To Afford The Wedding Of Your Dreams

It would be great if we were all in the position to have everything we wanted on our wedding day. Unfortunately for most of us it isn't possible, but it shouldn't stop you having the wedding of your dreams. A few tips and essential guidelines will make sure you have a memorable and affordable day.

The essential thing to remember when deciding on how to finance your wedding is to make a list of everything you think you will need, research the costs and total it up. If you can afford to get a wedding day loan for this amount then use it as your budget. If it totals more than you can afford to repay you may have to adjust certain items.

This is not a problem and should dampen the preparations, it just means thinking things through a bit differently. Prioritize the important things; the rings, the photographs, the dress and any videos will be what remains of your day when it is all over. Anything after this can be reduced to make it to a more affordable loan amount.

Reception costs generally account for two thirds of wedding day costs so reduce the number of guests you invite, have a cash bar only or have a buffet instead of a sit down meal and instantly you have knocked a few thousand off the bill. You may even decide to rent your gown instead of buying it.

Other tips to reasonably reducing costs are; plan an off-season wedding, plan a day other than Saturday, have a wedding list so guests can contribute to the day itself ie: the cake, the flowers or the honeymoon. You may even be able to take advantage of a friend who bakes cakes to provide your wedding cake, an uncle may be a designer and be able to provide your wedding invitations or maybe your parents have a large garden so you can hold your reception there.

Most couples find that applying for their wedding loan [http://www.wedding-loans.org.uk] online is usually the most convenient way to raise finance for their wedding day, it is less time consuming, you can do it together and you can compare a variety of different loans within minutes. It depends on your situation as to which loan you will apply for. Homeowners may be interested in getting a secured loan, where the equity in their house is used as security against the loan. Secured loans can be for larger amounts of money than unsecured loans and may give you the opportunity to include the honeymoon into your wedding loan.

For many, an unsecured wedding loan will be the only option. Unsecured loans are quick to complete and a convenient way to get finance quickly.

Carefully choose the best deal for you according to your individual circumstances to make sure you don't start your married life burdened with too much debt. If you already have debt, then a debt consolidation loan may be the most cost-effective way to combine both expenses. This will consolidate your borrowings, and let you repay over a set period of time with just one monthly payment, making it easier to manage.

A dream wedding can be affordable it just takes a little forward planning and a sensible budget.